Utility Troubles: 6 Ways to Lower Your Monthly Home Bills
If you are like most people, then you have probably noticed an increase in your utility bills. This may have put a strain on your household budget. The good news is that there are several ways that you can lower your monthly bills.
Property Solicitor Vs. Conveyancer
What is conveyancing? Every time a property gets transferred from one hand to the other is called conveyancing and this process can be conducted by the solicitor or the conveyancer. So now if you are thinking of starting the conveyancing process it would be better for you to understand well the basic differences between the solicitor and the conveyancer.
Working Towards Becoming Debt Free
Getting Debt Free and Staying Debt Free
The average household credit card debt is close to $9,000! Once credit card debt begins, it can be a difficult struggle to crawl out from under all the debt and become debt free once again. Of course, staying out of debt, to begin with, is the number ONE way to be “out of debt”. Although, sometimes, having debt is inevitable. For example, my husband and I had VERY little debt but after 80 something days of me being in the hospital last year, that has changed. Debt can be extremely stressful. Believe me, there are times I wish someone would just hand us a bunch of money to pay all these doctor bills off but I know that won’t be happening! Ha! Here are some things that we have done in the past that worked and that we had to begin again to dig out of debt once again!
Extra Cash?! Sign ME UP!
Who doesn’t need extra cash? I know I can use some extra cash all year long but ESPECIALLY the last half of the year. Thinking about all the expenses that come with a big Thanksgiving meal, Christmas parties, Christmas gifts, and (for our family) even birthday gifts during the last half of the year. I can get a little overwhelmed, wondering “how in the world will we make ends meet?” The holidays are not meant to be stressful but often times they are!
Manage Your Expenses
We all know children are very important and being a parent means always putting your children first. It is a full-time job without a vacation and it is both financially and psychologically demanding. However, the results we get after investing much love and energy always assure us it was all worth it. While every mom wants to spend as much time as she can with her children, she also has a job and a career to manage, as well as her personal life. This is where a real challenge lies – coping with everything so that not a single aspect of your life suffers. With that in mind, we came up with some tips on how to do this even more efficiently than before.